Business Banking

Speed and Accuracy • Personalized and Practical

Online Banking

Access your account online 24 hours a day 7 days a week.

Account Access

Account Access

Loans

Our business loans will help your company grow.  All lending decisions are made locally by people familiar with you and your company.  Payments may be made by convenient automatic transfer from a Partners Bank of California account or we can provide you a monthly billing statement.

Business Loans

Business loans can provide funds to finance business assets, growth, and assist in working capital. Our loans always include professional guidance, competitive rates and terms, and local, professional service.

We offer a variety of terms:

  • Secured or unsecured.
  • Fixed or variable rates.
Lines of Credit

A commercial line of credit can provide short-term cash if your business experiences seasonal or cyclical cash needs.  We also provide personal investment opportunities for business professionals. 

We offer the following terms:

  • Secured or unsecured.
  • Variable rates.
Commercial Real Estate Loans

Stay ahead of the competition by getting into the location that's a perfect fit for your business. Now is an excellent time to purchase or refinance commercial property.

  • Choose from fixed and variable interest rates.
  • Maturities as long as ten years. 
Equipment Loans and Leasing

If your business needs to update or upgrade its business equipment to maintain your competitive edge, an equipment loan from Partners Bank of California can help. If you are still paying on another equipment loan, refinancing your existing loan can increase your cash flow.

We offer the following terms:

  • Purchase or refinance new or used business equipment.
  • Secured by business or manufacturing.
  • Fixed and variable rates.
Import /Export Financing

Partners Bank of California has the ability to help you improve earnings and manage risk in the global marketplace.

  • Import/export letters of credit.
SBA and Government Guaranteed Loans

We offer SBA, California State and USDA government guaranteed loans.  You can use your loan to start a new business or to help operate, acquire, or expand your existing business. 

Some of these uses include:

  • Business start-up costs.
  • Purchase, expand or convert business real estate.
  • Purchase equipment, machinery, furniture, fixtures, supplies, or materials.
  • Long-term working capital needs including the payment of accounts payable and/or for the purchase of inventory.
  • Short-term working capital needs including seasonal financing.
  • Purchase an existing business.

Our loan officers can help match your business to the government loan program that best suits your needs.  Stop by and get started today!